:root{
    --ground:#0B0D0E;
    --ground-2:#101314;
    --surface:#15191A;
    --surface-hi:#1C2123;
    --ink:#F0EEE8;
    --ink-dim:#C3C5C0;
    --muted:#8E9593;
    --faint:#6A716F;
    --line:#22282A;
    --gold:#A89C84;
    --gold-lt:#C9BC9E;
    --gold-dk:#6B6353;
    --display:"Fahkwang",Georgia,serif;
    --sans:"Archivo","Helvetica Neue",Arial,sans-serif;
    --maxw:1120px;
  }
  *{box-sizing:border-box}
  html{scroll-behavior:smooth}
  html,body{margin:0;padding:0}
  body{background:var(--ground);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.68;-webkit-font-smoothing:antialiased}
  img{max-width:100%}
  [hidden]{display:none !important}
  ::selection{background:var(--gold);color:#12100A}

  .draft-bar{
    background:linear-gradient(90deg,#2A2317,#332A1A 60%,#2A2317);
    border-bottom:1px solid #4B3F28;color:#E7DAB9;
    font-size:11px;letter-spacing:.14em;text-transform:uppercase;
    text-align:center;padding:11px 16px;line-height:1.6;
  }
  .draft-bar strong{color:#FCF2D8;font-weight:600}

  .nav{border-bottom:1px solid var(--line);background:rgba(11,13,14,.9);backdrop-filter:blur(14px);position:sticky;top:0;z-index:30}
  .nav-inner{max-width:var(--maxw);margin:0 auto;padding:22px 28px;display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap}
  .logo{height:32px;width:auto;display:block}
  .nav-links{display:flex;gap:26px;flex-wrap:wrap;list-style:none;margin:0;padding:0}
  .nav-links a{
    background:none;border:0;padding:6px 0;font-family:var(--sans);font-size:11.5px;
    letter-spacing:.14em;text-transform:uppercase;color:var(--muted);cursor:pointer;
    position:relative;transition:color .22s;
  }
  .nav-links a::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .28s ease}
  .nav-links a:hover{color:var(--ink)}
  .nav-links a[aria-current="page"]{color:var(--ink)}
  .nav-links a[aria-current="page"]::after{transform:scaleX(1)}
  .nav-links a:focus-visible{outline:1px solid var(--gold);outline-offset:5px}

  main{max-width:var(--maxw);margin:0 auto;padding:0 28px}
  section.page{padding-block:0 110px}

  .hero{position:relative;padding-block:104px 0;overflow:hidden}
  .hero-mark{position:absolute;right:-90px;top:10px;width:min(430px,52vw);opacity:.14;pointer-events:none;user-select:none}
  .hero-inner{position:relative;z-index:1}
  .eyebrow{font-size:10.5px;letter-spacing:.3em;text-transform:uppercase;color:var(--gold);margin:0 0 30px;display:flex;align-items:center;gap:14px;flex-wrap:wrap}
  .eyebrow::before{content:"";width:32px;height:1px;background:var(--gold);flex:none}
  h1{font-family:var(--display);font-weight:200;font-size:clamp(36px,6vw,66px);line-height:1.08;letter-spacing:-.018em;margin:0 0 30px;text-wrap:balance;max-width:17ch}
  .lead{font-family:var(--display);font-weight:300;font-size:clamp(17.5px,2.1vw,21px);line-height:1.62;color:var(--ink-dim);max-width:54ch;margin:0 0 44px}
  .markers{display:flex;flex-wrap:wrap;gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
  .markers div{padding:20px 28px 20px 0;margin-right:28px;border-right:1px solid var(--line);font-size:10.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--muted)}
  .markers div:last-child{border-right:0;margin-right:0;padding-right:0}
  .markers b{display:block;font-family:var(--display);font-size:19px;font-weight:300;letter-spacing:0;text-transform:none;color:var(--ink);margin-bottom:2px}

  .sec-head{display:flex;align-items:baseline;gap:20px;margin:0 0 34px}
  .sec-head .idx{font-family:var(--display);font-size:12px;color:var(--gold);letter-spacing:.14em;flex:none;padding-top:4px}
  .sec-head h2{margin:0}
  .sec-head .bar{flex:1;height:1px;background:var(--line);align-self:center}
  h2{font-family:var(--display);font-weight:300;font-size:clamp(23px,3vw,31px);line-height:1.26;letter-spacing:-.012em;text-wrap:balance}
  h3{font-family:var(--sans);font-weight:600;font-size:11px;letter-spacing:.2em;text-transform:uppercase;margin:0 0 12px}
  p{margin:0 0 18px;max-width:66ch}
  .muted{color:var(--muted)}
  .sec{padding-block:72px}
  .sec + .sec{border-top:1px solid var(--line)}

  .gates{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:26px;margin:54px 0 0}
  .gate{background:linear-gradient(160deg,var(--surface),var(--ground-2));border:1px solid var(--line);padding:38px 34px 34px;display:flex;flex-direction:column;gap:14px;transition:border-color .3s,transform .3s}
  .gate:hover{border-color:var(--gold-dk);transform:translateY(-3px)}
  .gate .tag{font-size:10px;letter-spacing:.24em;text-transform:uppercase;color:var(--gold)}
  .gate h2{font-size:25px;margin:0}
  .gate p{font-size:15px;color:var(--muted);margin:0}
  .gate .go{margin-top:8px;font-size:10.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--ink);background:none;border:0;padding:0;cursor:pointer;text-align:left;display:inline-flex;align-items:center;gap:10px}
  .gate .go::after{content:"";width:22px;height:1px;background:var(--gold);transition:width .28s}
  .gate:hover .go::after{width:40px}

  .panels{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
  .panel{background:var(--ground-2);border:1px solid var(--line);padding:34px 30px;transition:background .3s,border-color .3s}
  .panel:hover{background:var(--surface-hi);border-color:var(--gold-dk)}
  .panel .n{font-family:var(--display);font-size:11px;letter-spacing:.2em;color:var(--gold);display:block;margin-bottom:16px}
  .panel h3{font-family:var(--display);font-weight:400;font-size:19px;letter-spacing:0;text-transform:none;color:var(--ink);margin:0 0 12px}
  .panel p{font-size:14.5px;color:var(--muted);margin:0;max-width:none;line-height:1.72}

  .list{list-style:none;padding:0;margin:0;border-top:1px solid var(--line)}
  .list li{border-bottom:1px solid var(--line);padding:24px 0;display:grid;grid-template-columns:minmax(160px,230px) 1fr;gap:26px}
  .list .k{font-family:var(--display);font-size:17px;font-weight:400;color:var(--ink)}
  .list .v{color:var(--muted);font-size:15px}

  .illus{margin:0;padding:40px 38px;background:var(--surface);border:1px solid var(--line);border-left:2px solid var(--gold-dk)}
  .illus .tag{font-size:10px;letter-spacing:.24em;text-transform:uppercase;color:var(--gold);display:block;margin-bottom:8px}
  .illus .sub{font-size:12.5px;color:var(--faint);font-style:italic;margin-bottom:22px;display:block}
  .illus p{font-size:15.5px;color:var(--ink-dim);line-height:1.76}
  .illus p:last-child{margin-bottom:0;color:var(--muted)}

  .exclusions{padding:38px 36px;background:linear-gradient(150deg,var(--surface),var(--ground-2));border:1px solid var(--line)}
  .exclusions p{font-family:var(--display);font-weight:300;font-size:17.5px;line-height:1.75;color:var(--ink-dim);max-width:62ch;margin:0}
  .exclusions strong{color:var(--gold-lt);font-weight:400}

  .todo{display:inline-block;background:#2A2317;color:#E7DAB9;border:1px dashed #5C4C2F;padding:2px 10px;font-size:12.5px}

  .legal{max-width:70ch}
  .legal h3{
    font-family:var(--display);font-weight:400;font-size:18px;letter-spacing:0;text-transform:none;
    color:var(--ink);margin:42px 0 14px;padding-top:22px;border-top:1px solid var(--line);
  }
  .legal h3:first-of-type{margin-top:0;padding-top:0;border-top:0}
  .legal p{font-size:15px;color:var(--muted);line-height:1.78;max-width:none}
  .legal ul{margin:0 0 18px;padding-left:20px}
  .legal li{font-size:15px;color:var(--muted);line-height:1.78;margin-bottom:9px}
  .legal li b,.legal p b{color:var(--ink-dim);font-weight:500}
  .legal .dl{border-top:1px solid var(--line);margin:0 0 22px}
  .legal .dl div{border-bottom:1px solid var(--line);padding:14px 0;display:grid;grid-template-columns:minmax(140px,210px) 1fr;gap:22px}
  .legal .dl dt{font-family:var(--display);font-size:15px;color:var(--ink)}
  .legal .dl dd{margin:0;font-size:14.5px;color:var(--muted)}
  .legal .stamp{font-size:12.5px;color:var(--faint);font-style:italic;margin-top:34px}

  .notice{border:1px solid var(--line);background:var(--ground-2);padding:24px 26px;font-size:13.5px;color:var(--muted);line-height:1.75}
  .notice p{max-width:none;margin:0 0 11px;font-size:13.5px}
  .notice p:last-child{margin:0}

  form{max-width:540px;display:grid;gap:22px}
  label{display:block;font-size:10px;letter-spacing:.2em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
  input,textarea,select{width:100%;background:var(--ground-2);border:1px solid var(--line);color:var(--ink);padding:13px 14px;font-family:var(--sans);font-size:15px;border-radius:0;transition:border-color .25s}
  input:focus,textarea:focus,select:focus{outline:none;border-color:var(--gold)}
  textarea{min-height:140px;resize:vertical}
  button.cta{justify-self:start;background:transparent;color:var(--ink);border:1px solid var(--gold);padding:15px 38px;font-size:10.5px;letter-spacing:.24em;text-transform:uppercase;cursor:pointer;transition:background .25s,color .25s}
  button.cta:hover{background:var(--gold);color:#12100A}

  footer{border-top:1px solid var(--line);background:var(--ground-2)}
  .foot-inner{max-width:var(--maxw);margin:0 auto;padding:60px 28px;display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:44px;font-size:13.5px;color:var(--muted)}
  .foot-logo{height:26px;width:auto;margin-bottom:20px;opacity:.9}
  .foot-inner h3{color:var(--ink);margin-bottom:18px;font-size:10px;letter-spacing:.2em}
  .foot-links{list-style:none;padding:0;margin:0;display:grid;gap:11px}
  .foot-links a{background:none;border:0;padding:0;color:var(--muted);font-family:var(--sans);font-size:13.5px;cursor:pointer;text-align:left;transition:color .22s}
  .foot-links a:hover{color:var(--gold-lt)}
  .risk-band{border-top:1px solid var(--line);max-width:var(--maxw);margin:0 auto;padding:26px 28px;font-size:11px;line-height:1.85;color:var(--faint)}
  .risk-band a{background:none;border:0;padding:0;margin-left:8px;color:var(--gold);font-family:var(--sans);font-size:11px;cursor:pointer;text-decoration:underline}
  .colophon{border-top:1px solid var(--line);padding:20px 28px;text-align:center;font-size:9.5px;color:#5A615F;letter-spacing:.22em;text-transform:uppercase}

  @media (max-width:880px){
    .foot-inner{grid-template-columns:1fr 1fr}
    .panels{grid-template-columns:1fr;gap:14px}
  }
  @media (max-width:640px){
    .list li{grid-template-columns:1fr;gap:8px}
    .list .k{font-size:15px;color:var(--gold-lt)}
    .legal .dl div{grid-template-columns:1fr;gap:4px}
    .legal .dl dt{font-size:14px;color:var(--gold-lt)}
    .hero{padding-block:52px 0}
    .sec{padding-block:48px}
    section.page{padding-block:0 64px}
    main{padding:0 20px}

    /* barre de navigation défilante */
    .nav-inner{padding:14px 0 0;gap:0;flex-direction:column;align-items:flex-start}
    .logo{height:20px;width:auto;max-width:calc(100% - 40px);object-fit:contain;margin:0 20px 14px;align-self:flex-start}
    .nav-links{
      gap:0;flex-wrap:nowrap;overflow-x:auto;width:100%;
      padding:12px 20px;margin:0;
      -webkit-overflow-scrolling:touch;scrollbar-width:none;
      border-top:1px solid var(--line);
      -webkit-mask-image:linear-gradient(90deg,#000 88%,transparent);
      mask-image:linear-gradient(90deg,#000 88%,transparent);
    }
    .nav-links::-webkit-scrollbar{display:none}
    .nav-links li{flex:none}
    .nav-links a{font-size:10px;letter-spacing:.12em;padding:4px 14px 6px 0;white-space:nowrap}

    h1{font-size:clamp(29px,8.4vw,38px);max-width:none}
    .lead{font-size:16.5px;margin-bottom:34px}
    .eyebrow{font-size:9.5px;letter-spacing:.22em;margin-bottom:22px}
    .eyebrow::before{width:20px}

    .markers{display:grid;grid-template-columns:1fr 1fr;gap:0}
    .markers div{padding:16px 14px 16px 0;margin:0;border-right:1px solid var(--line);border-bottom:1px solid var(--line);font-size:9.5px;letter-spacing:.14em}
    .markers div:nth-child(2n){border-right:0;padding-left:14px}
    .markers div:nth-child(n+3){border-bottom:0}
    .markers b{font-size:16px}

    .gates{gap:14px;margin-top:38px}
    .gate{padding:28px 22px}
    .gate h2{font-size:22px}
    .panel{padding:26px 22px}
    .sec-head{gap:14px;margin-bottom:26px}
    .foot-inner{grid-template-columns:1fr;padding:40px 20px;gap:34px}
    .hero-mark{opacity:.07;right:-100px;width:66vw;top:0}
    .illus,.exclusions{padding:26px 20px}
    .exclusions p{font-size:16px}
    .risk-band{padding:22px 20px}
    form{gap:18px}
    button.cta{width:100%;text-align:center}
  }
  @media (prefers-reduced-motion:reduce){*{transition:none !important;animation:none !important;scroll-behavior:auto}}


a{color:inherit;text-decoration:none}
.nav-links a{display:inline-block}
.gate .go{text-decoration:none}
.legal .dl a.go,.list a.go{display:inline-flex}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--gold);color:#12100A;padding:12px 18px;z-index:100;font-size:12px;letter-spacing:.14em;text-transform:uppercase}
.skip-link:focus{left:0}
.form-note{font-size:13px;color:var(--faint);margin:0}
.form-status{font-size:14px;color:var(--gold-lt);margin:0;min-height:1.2em}
.langs{position:relative;font-size:10.5px;letter-spacing:.14em;text-transform:uppercase}
.langs summary{
  list-style:none;cursor:pointer;color:var(--muted);padding:7px 12px;
  border:1px solid var(--line);display:inline-flex;align-items:center;gap:9px;
  transition:border-color .22s,color .22s;white-space:nowrap;
}
.langs summary::-webkit-details-marker{display:none}
.langs summary::after{content:"";width:5px;height:5px;border-right:1px solid currentColor;border-bottom:1px solid currentColor;transform:rotate(45deg) translateY(-2px);transition:transform .22s}
.langs[open] summary::after{transform:rotate(-135deg) translateY(-2px)}
.langs summary:hover{color:var(--ink);border-color:var(--gold-dk)}
.langs summary:focus-visible{outline:1px solid var(--gold);outline-offset:3px}
.langs ul{
  position:absolute;right:0;top:calc(100% + 6px);z-index:40;margin:0;padding:6px 0;
  list-style:none;min-width:150px;background:var(--surface);border:1px solid var(--line);
  box-shadow:0 14px 34px rgba(0,0,0,.55);
}
.langs li{margin:0}
.langs ul a{display:block;padding:9px 16px;color:var(--muted);transition:background .18s,color .18s}
.langs ul a:hover{background:var(--surface-hi);color:var(--ink)}
.langs ul a[aria-current]{color:var(--gold)}
.langs ul a[aria-current]::before{content:"B7  ";}
html[lang="zh-Hans"] body{font-family:"Noto Sans SC","Archivo",sans-serif;line-height:1.85}
html[lang="zh-Hans"] h1,html[lang="zh-Hans"] h2,html[lang="zh-Hans"] .lead,html[lang="zh-Hans"] .list .k,html[lang="zh-Hans"] .panel h3,html[lang="zh-Hans"] .exclusions p{font-family:"Noto Sans SC","Fahkwang",serif}
html[lang="zh-Hans"] h1{font-weight:300;letter-spacing:0;line-height:1.3;max-width:22ch}
@media (max-width:640px){
  .nav-inner{flex-direction:column;align-items:flex-start}
  .langs{order:3;margin:0 20px 14px}
  .langs ul{right:auto;left:0}
}

/* ═══════════ tenue « grande maison » ═══════════ */

/* grain : ce qui empêche un fond sombre plat de paraître bon marché */
body::before{
  content:"";position:fixed;inset:0;pointer-events:none;z-index:1;opacity:.032;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='300' height='300'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.82' numOctaves='3'/%3E%3C/filter%3E%3Crect width='300' height='300' filter='url(%23n)' opacity='.5'/%3E%3C/svg%3E");
}
body > *{position:relative;z-index:2}

/* navigation plus haute, logo plus présent */
.nav-inner{padding:26px 28px;flex-wrap:nowrap;gap:24px}
.nav-links{flex:1 1 auto;justify-content:flex-end;flex-wrap:nowrap}
.langs{flex:0 0 auto}
@media (max-width:1320px){
  .nav-links{gap:22px}
  .nav-links a{letter-spacing:.1em;font-size:10.5px}
}
@media (max-width:1180px){
  .nav-links{gap:16px}
  .nav-links a{letter-spacing:.06em;font-size:10px}
  .logo{height:32px}
}
@media (max-width:980px){
  .nav-inner{flex-wrap:wrap;gap:16px}
  .nav-links{flex:1 1 100%;justify-content:flex-start;order:3;flex-wrap:wrap}
  .langs{order:2}
}
.logo{height:38px}
.nav-links{gap:30px}
.nav-links a{font-size:11px;letter-spacing:.18em;white-space:nowrap}

/* échelle typographique élargie */
h1{font-size:clamp(38px,6.8vw,76px);line-height:1.04;letter-spacing:-.028em;font-weight:200;max-width:15ch;margin-bottom:34px}
.lead{font-size:clamp(18px,2.3vw,23px);line-height:1.58;max-width:52ch;margin-bottom:52px}
.eyebrow{font-size:10px;letter-spacing:.36em;margin-bottom:34px}
.eyebrow::before{width:46px}
h2{font-size:clamp(25px,3.4vw,38px);font-weight:200;letter-spacing:-.022em}
.sec-head{gap:26px;margin-bottom:44px;align-items:baseline}
.sec-head .idx{font-size:11px;letter-spacing:.24em;opacity:.85}

/* hero : plus d'air, filigrane plus large, entrée en fondu */
.hero{padding-block:132px 0}
.hero-mark{width:min(560px,58vw);right:-130px;top:-40px;opacity:.13}
@keyframes rise{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
.hero-inner > *{animation:rise .7s cubic-bezier(.22,.7,.3,1) both}
.hero-inner > *:nth-child(2){animation-delay:.07s}
.hero-inner > *:nth-child(3){animation-delay:.14s}
.hero-inner > *:nth-child(4){animation-delay:.21s}

/* repères : bande pleine largeur, comme une frise institutionnelle */
.markers{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:6px 0}
.markers div{padding:26px 34px 26px 0;margin-right:34px;font-size:10px;letter-spacing:.24em}
.markers b{font-size:23px;font-weight:200;margin-bottom:6px;letter-spacing:-.01em}

/* bandes pleine largeur alternées */
.sec.band{
  margin-left:calc(50% - 50vw);margin-right:calc(50% - 50vw);
  padding-left:calc(50vw - 50%);padding-right:calc(50vw - 50%);
  background:linear-gradient(180deg,rgba(255,255,255,.022),rgba(255,255,255,.008));
  border-top:1px solid var(--line);border-bottom:1px solid var(--line);
}
.sec.band + .sec{border-top:0}
.sec{padding-block:96px}

/* portes d'entrée : présence accrue, filet doré au survol */
.gates{gap:0;margin-top:0;border:1px solid var(--line)}
.gate{
  position:relative;border:0;padding:56px 46px 48px;background:transparent;
  transition:background .4s;
}
.gate + .gate{border-left:1px solid var(--line)}
.gate::before{
  content:"";position:absolute;top:0;left:0;right:0;height:1px;background:var(--gold);
  transform:scaleX(0);transform-origin:left;transition:transform .5s cubic-bezier(.22,.7,.3,1);
}
.gate:hover{transform:none;background:rgba(255,255,255,.018)}
.gate:hover::before{transform:scaleX(1)}
.gate h2{font-size:clamp(24px,2.8vw,32px)}
.gate .tag{letter-spacing:.3em;font-size:9.5px}
.gate p{font-size:15.5px;line-height:1.75}

/* panneaux : filet supérieur, plus de respiration */
.panels{gap:0;border:1px solid var(--line)}
.panel{
  position:relative;border:0;padding:44px 38px;background:transparent;
}
.panel:nth-child(odd){border-right:1px solid var(--line)}
.panel:nth-child(-n+2){border-bottom:1px solid var(--line)}
.panel::before{
  content:"";position:absolute;top:0;left:0;right:0;height:1px;background:var(--gold);
  transform:scaleX(0);transform-origin:left;transition:transform .5s cubic-bezier(.22,.7,.3,1);
}
.panel:hover{background:rgba(255,255,255,.02)}
.panel:hover::before{transform:scaleX(1)}
.panel .n{font-size:10px;letter-spacing:.3em;margin-bottom:22px}
.panel h3{font-size:21px;font-weight:300;margin-bottom:16px}
.panel p{font-size:15px;line-height:1.78}

/* listes clé/valeur : rythme élargi */
.list li{padding:32px 0;gap:40px;grid-template-columns:minmax(190px,270px) 1fr}
.list .k{font-size:19px;font-weight:300}
.list .v{font-size:15.5px;line-height:1.78}

/* citations et exclusions */
.illus{padding:52px 48px;border-left-width:3px}
.illus p{font-size:16px;line-height:1.82}
.exclusions{padding:52px 48px}
.exclusions p{font-size:19px;line-height:1.8;max-width:58ch}

/* pied de page d'enseigne */
footer{border-top:1px solid var(--line)}
.foot-inner{padding:88px 28px 72px;gap:56px}
.foot-logo{height:34px;margin-bottom:26px}
.foot-inner h3{font-size:9.5px;letter-spacing:.3em;margin-bottom:22px}
.risk-band{padding:30px 28px;line-height:1.9}
.colophon{padding:26px 28px;letter-spacing:.3em}

/* boutons */
button.cta{padding:17px 46px;letter-spacing:.28em;font-size:10px}

@media (max-width:880px){
  .gate + .gate{border-left:0;border-top:1px solid var(--line)}
  .panel:nth-child(odd){border-right:0}
  .panel:nth-child(-n+3){border-bottom:1px solid var(--line)}
}
@media (max-width:640px){
  .nav-inner{padding:16px 0 0}
  .logo{height:22px}
  .hero{padding-block:58px 0}
  .hero-mark{width:74vw;right:-110px;top:-10px;opacity:.09}
  .sec{padding-block:56px}
  .sec.band{margin-left:-20px;margin-right:-20px;padding-left:20px;padding-right:20px}
  h1{font-size:clamp(30px,8.6vw,40px);margin-bottom:24px;max-width:none}
  .lead{font-size:17px;margin-bottom:34px}
  .eyebrow{letter-spacing:.26em;margin-bottom:24px}
  .eyebrow::before{width:24px}
  .markers div{padding:18px 14px 18px 0;margin:0}
  .markers b{font-size:17px}
  .gate{padding:34px 24px}
  .panel{padding:30px 24px}
  .list li{padding:22px 0;gap:8px}
  .list .k{font-size:15px}
  .illus,.exclusions{padding:30px 22px}
  .exclusions p{font-size:16.5px}
  .foot-inner{padding:52px 20px 44px;gap:34px}
}
@media (prefers-reduced-motion:reduce){.hero-inner > *{animation:none}}

/* ═══════════ menu mobile ═══════════ */
.burger{display:none;width:44px;height:44px;flex:0 0 auto;background:transparent;
  border:1px solid var(--line);cursor:pointer;align-items:center;justify-content:center;padding:0}
.burger span{display:block;width:18px;height:1px;background:var(--ink);position:relative}
.burger span::before,.burger span::after{content:"";position:absolute;left:0;width:18px;height:1px;background:var(--ink)}
.burger span::before{top:-6px}.burger span::after{top:6px}
.sheet{position:fixed;inset:0;z-index:200;background:var(--ground);overflow-y:auto;
  -webkit-overflow-scrolling:touch;display:flex;flex-direction:column}
.sheet[hidden]{display:none}
.sheet-top{display:flex;align-items:center;justify-content:space-between;
  padding:16px 20px;border-bottom:1px solid var(--line);min-height:68px}
.sheet-top .logo{height:24px;width:auto}
.sheet-x{width:44px;height:44px;background:transparent;border:1px solid var(--line);
  color:var(--ink);font-size:22px;line-height:1;cursor:pointer;padding:0}
.sheet-nav{padding:6px 20px 40px}
.sheet-nav a{display:block;padding:20px 0;border-bottom:1px solid var(--line);
  font-size:19px;letter-spacing:.01em;color:var(--ink)}
.sheet-nav a[aria-current]{color:var(--gold)}
.sheet-nav a.is-client{color:var(--gold-lt)}
.sheet-langs{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}
.sheet-langs a{display:inline-block;padding:10px 16px;border:1px solid var(--line);
  border-bottom:1px solid var(--line);font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
body.locked{overflow:hidden}
.nav-links a.is-client,.nav-links li:last-child a{color:var(--gold-lt)}
/* le logo ne doit jamais être compressé par la barre de navigation */
.nav-inner > a{flex:0 0 auto}
.nav-inner > a img.logo{width:auto;max-width:none;object-fit:contain}
.nav-links{min-width:0}
/* 7 entrées de menu : le gabarit compact s'applique à toutes les largeurs bureau,
   sinon la liste déborde par la gauche et passe sous le logo */
.nav-links{gap:16px;overflow:visible}
.nav-links a{font-size:9.5px;letter-spacing:.1em}
html[lang="es"] .nav-links,html[lang="it"] .nav-links{gap:13px}
html[lang="es"] .nav-links a,html[lang="it"] .nav-links a{letter-spacing:.07em}
@media (max-width:1180px){
  .burger{display:flex}
  .nav-links,.nav .langs{display:none}
  .nav-inner{flex-direction:row!important;flex-wrap:nowrap;align-items:center!important;
    justify-content:space-between;padding:16px 28px;gap:16px}
  .logo{height:28px}
}
@media (max-width:640px){
  .nav-inner{padding:16px 20px 16px 0}
}
html,body{overflow-x:hidden}
/* listes clé/valeur : sur mobile, la valeur passe SOUS le libellé, pleine largeur.
   Sans cette règle, le texte se retrouve tassé dans une colonne étroite à droite. */
@media (max-width:860px){
  .list li{grid-template-columns:1fr!important;gap:9px;padding:22px 0}
  .list .k{font-size:16px;color:var(--gold-lt);font-weight:400}
  .list .v{font-size:15.5px;line-height:1.75;color:var(--muted)}
  .legal .dl > div{grid-template-columns:1fr!important;gap:6px}
}
.list .k,.list .v,.legal p,.legal li{overflow-wrap:anywhere}
.cl-docs li,.nq-n b,.cl-n b{overflow-wrap:break-word}
.list .v a,.legal a{word-break:break-word}

/* ═══════════ cours en direct ═══════════ */
.nq-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--line);margin-top:8px}
.nq-box{padding:30px 28px;border-right:1px solid var(--line);min-width:0}
.nq-box:last-child{border-right:0}
.nq-box h3{font-size:9.5px;letter-spacing:.3em;text-transform:uppercase;color:var(--muted);
  font-weight:400;margin:0 0 20px}
.nq-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch}
.nq-box table,.cl-table{width:100%;border-collapse:collapse}
.nq-box th{text-align:left;font-size:9px;letter-spacing:.22em;text-transform:uppercase;
  color:var(--faint);font-weight:400;padding:0 10px 12px 0;border-bottom:1px solid var(--line)}
.nq-box th:last-child,.nq-box td:last-child{text-align:right;padding-right:0}
.nq-box td{padding:15px 10px 15px 0;border-bottom:1px solid var(--line);vertical-align:baseline}
.nq-box tbody tr:last-child td{border-bottom:0}
.nq-n b{display:block;font-size:15px;font-weight:300;color:var(--ink)}
.nq-n span{display:block;font-size:9.5px;letter-spacing:.2em;color:var(--faint);margin-top:4px}
.nq-p{font-size:15px;color:var(--ink);font-variant-numeric:tabular-nums;white-space:nowrap}
.nq-c{font-size:13.5px;color:var(--muted);font-variant-numeric:tabular-nums;white-space:nowrap}
.nq-c.up{color:#7FB88A}.nq-c.down{color:#C97A6D}
.nq-meta{font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--faint);margin:22px 0 0;min-height:1em}
.nq-err{font-size:14px;color:#C97A6D;margin:22px 0 0;max-width:64ch}
.nq-err[hidden]{display:none}
/* repères « à compléter » : trait plein, plus de pointillés */
.todo{border-style:solid!important;border-color:#4A3E25!important}
.nq-fine{font-size:12.5px;line-height:1.7;color:var(--faint);margin:14px 0 0;max-width:80ch}
/* témoin de chargement : aucune valeur affichée tant que la source n'a pas répondu */
.ld{display:inline-block;height:9px;width:62px;vertical-align:middle;border-radius:1px;
  background:linear-gradient(90deg,#1B1F21 0%,#2B3235 50%,#1B1F21 100%);
  background-size:220% 100%;animation:ldp 1.5s ease-in-out infinite}
.ld.s{width:44px}
.ld.w{width:120px;height:13px}
@keyframes ldp{0%{background-position:120% 0}100%{background-position:-20% 0}}
@media (prefers-reduced-motion:reduce){.ld{animation:none}}

/* ═══════════ espace client ═══════════ */
.cl-auth{max-width:440px}
.cl-tabs{display:flex;border:1px solid var(--line);margin-bottom:30px}
.cl-tabs button{flex:1 1 0;background:transparent;border:0;border-right:1px solid var(--line);
  color:var(--muted);font:inherit;font-size:11px;letter-spacing:.2em;text-transform:uppercase;
  padding:15px 10px;cursor:pointer;transition:background .2s,color .2s;min-height:48px}
.cl-tabs button:last-child{border-right:0}
.cl-tabs button.on{background:rgba(168,156,132,.1);color:var(--gold-lt)}
.cl-tabs[hidden]{display:none}
.cl-msg{font-size:14px;line-height:1.6;margin:0 0 22px;padding:0;color:var(--muted);display:none}
.cl-msg.on{display:block;padding:14px 16px;border-left:2px solid var(--gold-dk);background:rgba(255,255,255,.02)}
.cl-msg.err{color:#D79184;border-left-color:#8E4A3C}
.cl-msg.ok{color:#8FC79A;border-left-color:#4C7A55}
.cl-ph{font-size:20px;font-weight:300;color:var(--ink);margin:0 0 12px;font-family:var(--display)}
.cl-pp{font-size:15px;line-height:1.7;color:var(--muted);margin:0 0 26px;max-width:46ch}
.cl-pp b{color:var(--ink);font-weight:400;word-break:break-all}
.cl-hint{display:block;margin-top:8px;font-size:12px;color:var(--faint);letter-spacing:.04em}
.cl-form[hidden]{display:none}
.cl-form input{min-height:50px}
.cta.ghost{background:transparent;border:1px solid var(--line);color:var(--muted)}
.cta.ghost:hover{border-color:var(--gold-dk);color:var(--ink)}
.cl-secure{font-size:12px;color:var(--faint);margin:30px 0 0;line-height:1.6}
.cl-demo-link{margin:14px 0 0;font-size:13px}
.cl-demo-link a{color:var(--muted);border-bottom:1px solid var(--gold-dk);padding-bottom:2px}
.cl-demo-link a:hover{color:var(--ink)}
.cl-flag[hidden]{display:none}
.cl-empty{margin:26px 0 0;padding:18px 20px;border-left:2px solid var(--gold-dk);
  background:rgba(255,255,255,.02);font-size:15px;line-height:1.7;color:var(--ink-dim);max-width:62ch}
.cl-empty[hidden]{display:none}
/* ═══════════ administration ═══════════ */
.adm-wrap{max-width:none}
.adm-table{width:100%;border-collapse:collapse}
.adm-table select{min-width:132px}
.adm-table th{text-align:left;font-size:9px;letter-spacing:.2em;text-transform:uppercase;
  color:var(--faint);font-weight:400;padding:0 12px 12px 0;border-bottom:1px solid var(--line);white-space:nowrap}
.adm-table td{padding:10px 12px 10px 0;border-bottom:1px solid var(--line);vertical-align:middle}
.adm-table input,.adm-table select{width:100%;min-width:104px;padding:11px 12px;font-size:14px;
  background:var(--surface);border:1px solid var(--line);color:var(--ink);min-height:44px}
.adm-table input:focus,.adm-table select:focus{outline:none;border-color:var(--gold-dk)}
.adm-open,.adm-del{background:transparent;border:1px solid var(--line);color:var(--muted);
  cursor:pointer;padding:9px 14px;font:inherit;font-size:12px;letter-spacing:.1em;min-height:40px}
.adm-open:hover,.adm-del:hover{border-color:var(--gold-dk);color:var(--ink)}
.adm-del{padding:9px 13px;font-size:16px;line-height:1}
.adm-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:22px;margin-bottom:34px}
.adm-grid label{display:block;font-size:9px;letter-spacing:.2em;text-transform:uppercase;
  color:var(--faint);margin-bottom:9px}
.adm-grid input{width:100%;padding:13px 14px;background:var(--surface);border:1px solid var(--line);
  color:var(--ink);font-size:15px;min-height:48px}
.adm-hint{font-size:12.5px;line-height:1.7;color:var(--faint);margin:10px 0 0;max-width:80ch}
#adm-form[hidden],#adm-app[hidden],#adm-gate[hidden]{display:none}
#adm .sec,#adm .cl-block,.adm-wrap{min-width:0;max-width:100%}
.adm-scroll{width:100%;max-width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}
@media (max-width:860px){
  .adm-table{min-width:700px}
  .adm-grid{grid-template-columns:1fr;gap:18px}
}
.cl-form{max-width:420px}
.cl-form > div{margin-bottom:22px}
.cl-flag{display:inline-block;font-size:9px;letter-spacing:.3em;text-transform:uppercase;
  color:#C97A6D;border:1px solid #C97A6D;padding:7px 14px;margin-bottom:34px}
.cl-head{display:flex;justify-content:space-between;align-items:flex-start;gap:24px;
  padding-bottom:28px;border-bottom:1px solid var(--line);flex-wrap:wrap}
.cl-lab{display:block;font-size:9px;letter-spacing:.28em;text-transform:uppercase;color:var(--faint);margin-bottom:9px}
.cl-name{font-size:23px;font-weight:200;margin:0;color:var(--ink)}
.cl-head-r{text-align:right}
.cl-head-r b{font-size:15px;font-weight:300;color:var(--ink);display:block}
.cl-out{display:inline-block;margin-top:12px;font-size:11px;letter-spacing:.16em;
  text-transform:uppercase;color:var(--muted);border-bottom:1px solid var(--gold-dk);padding-bottom:3px}
.cl-kpis{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);
  border-top:0;margin-bottom:56px}
.cl-kpis > div{padding:28px 26px;border-right:1px solid var(--line);min-width:0}
.cl-kpis > div:last-child{border-right:0}
.cl-big{font-size:clamp(19px,2.2vw,26px);font-weight:200;color:var(--ink);
  font-variant-numeric:tabular-nums;letter-spacing:-.01em;display:block;overflow-wrap:break-word}
.cl-big.up{color:#7FB88A}.cl-big.down{color:#C97A6D}
.cl-block{margin-bottom:56px}
.cl-block h3{font-size:9.5px;letter-spacing:.3em;text-transform:uppercase;color:var(--muted);
  font-weight:400;margin:0 0 20px}
.cl-bar{display:flex;height:12px;width:100%;border:1px solid var(--line);overflow:hidden}
.cl-bar span{display:block;height:100%;transition:width .5s}
.cl-bar span[data-k="cryp"],.cl-leg i[data-k="cryp"]{background:var(--gold)}
.cl-bar span[data-k="act"],.cl-leg i[data-k="act"]{background:var(--gold-dk)}
.cl-bar span[data-k="mat"],.cl-leg i[data-k="mat"]{background:#6F6A5C}
.cl-bar span[data-k="tan"],.cl-leg i[data-k="tan"]{background:#4A4740}
.cl-bar span[data-k="liq"],.cl-leg i[data-k="liq"]{background:#2C2A26}
.cl-leg{list-style:none;margin:20px 0 0;padding:0;display:grid;
  grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px 26px}
.cl-leg li{display:flex;align-items:center;gap:10px;font-size:13px;color:var(--muted)}
.cl-leg i{width:9px;height:9px;flex:0 0 auto;display:block}
.cl-leg b{margin-left:auto;color:var(--ink);font-weight:300;font-variant-numeric:tabular-nums}
.cl-table th{text-align:left;font-size:9px;letter-spacing:.22em;text-transform:uppercase;
  color:var(--faint);font-weight:400;padding:0 14px 12px 0;border-bottom:1px solid var(--line);white-space:nowrap}
.cl-table td{padding:16px 14px 16px 0;border-bottom:1px solid var(--line);
  vertical-align:baseline;font-size:14.5px;color:var(--muted)}
.cl-table th:last-child,.cl-table td:last-child{text-align:right;padding-right:0}
.cl-table tfoot td{border-bottom:0;border-top:1px solid var(--line)}
.cl-n b{display:block;font-size:15px;font-weight:300;color:var(--ink)}
.cl-n span,.cl-sym{display:block;font-size:9.5px;letter-spacing:.2em;color:var(--faint);margin-top:4px}
.cl-q,.cl-pr,.cl-v,.cl-w{font-variant-numeric:tabular-nums;white-space:nowrap}
.cl-v{color:var(--ink)}
.cl-mono{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:13px;letter-spacing:.02em}
.cl-docs{list-style:none;margin:0;padding:0}
.cl-docs li{display:flex;justify-content:space-between;align-items:baseline;gap:20px;
  padding:16px 0;border-bottom:1px solid var(--line);font-size:14.5px;color:var(--ink)}
.cl-docs span{font-size:10px;letter-spacing:.2em;text-transform:uppercase;color:var(--faint);flex:0 0 auto}
#cl-board[hidden]{display:none}

@media (max-width:980px){
  .nq-grid{grid-template-columns:1fr}
  .nq-box{border-right:0;border-bottom:1px solid var(--line)}
  .nq-box:last-child{border-bottom:0}
  .cl-kpis{grid-template-columns:1fr 1fr}
  .cl-kpis > div:nth-child(2n){border-right:0}
  .cl-kpis > div:nth-child(-n+2){border-bottom:1px solid var(--line)}
}
@media (max-width:640px){
  .nq-box{padding:24px 18px}
  .cl-kpis > div{padding:22px 18px}
  .cl-head{flex-direction:column;gap:18px}
  .cl-head-r{text-align:left}
  .cl-block{margin-bottom:44px}
  .cl-form,.cl-auth{max-width:none}
  .cl-tabs button{letter-spacing:.14em;font-size:10.5px}
  .cl-leg{grid-template-columns:1fr;gap:0}
  .cl-leg li{padding:11px 0;border-bottom:1px solid var(--line)}
  .cl-leg li:last-child{border-bottom:0}
  /* tableaux du tableau de bord : en blocs, jamais de défilement latéral */
  .cl-table{display:block}
  .cl-table thead{display:none}
  .cl-table tbody,.cl-table tfoot,.cl-table td{display:block;width:100%}
  .cl-table tr{display:grid;grid-template-columns:1fr 1fr;column-gap:18px;
    border-bottom:1px solid var(--line);padding:16px 0}
  .cl-table td:first-child{grid-column:1 / -1}
  .cl-table tbody tr:last-child{border-bottom:0}
  .cl-table tfoot tr{border-top:1px solid var(--line);border-bottom:0}
  .cl-table td{border:0;padding:2px 0;text-align:left!important;font-size:15px}
  .cl-table td[data-l]::before{content:attr(data-l);display:block;font-size:9px;
    letter-spacing:.2em;text-transform:uppercase;color:var(--faint);margin:11px 0 2px}
  .cl-n b{font-size:17px}
  .cl-n span,.cl-sym{margin-top:3px}
  .cl-mono{word-break:break-all}
  /* cours en direct : 3 colonnes serrées mais lisibles */
  .nq-box th{font-size:8.5px;letter-spacing:.14em;padding-right:8px}
  .nq-box td{font-size:14px;padding-right:8px}
  .nq-n b{font-size:15px}
  .nq-p{font-size:14.5px}
  .nq-c{font-size:12.5px}
}
@media (max-width:420px){
  .cl-kpis{grid-template-columns:1fr}
  .cl-kpis > div{border-right:0;border-bottom:1px solid var(--line)}
  .cl-kpis > div:last-child{border-bottom:0}
}